Your Art Insurance Partner
Lonmart are a High Net worth Lloyds broker. At Lonmart Insurance, clients are allocated a dedicated Private Client Account Executive to look after their personal Insurance requirements (no dealing with call centres in the UK or abroad). We ensure that our clients are delivered with extraordinary levels of service. By concentrating our services solely on the most discerning clients, we are able to provide wider cover at competitive prices. As a broker we are also available to visit clients in their homes to discuss in person their requirements.
We arrange policies that have been specifically designed for owners of higher value homes and possessions, with over £150,000 worth of contents and fine art (plus valuables).
We are a specialist provider for the following Insurances;
• High value buildings
• High value contents
• Fine Art and Antiques
• Jewellery collections
• Fine Wine collections
• Overseas holiday homes
• UK Holiday Homes
• Luxury vehicles
• Small/medium pleasure crafts
All of the above classes of Insurance can be written under one policy if required. This helps clients to tidy up Insurances they may have in different places and have one point of contact and one renewal date. Having a portfolio also allows for further discounts. (something a standard home policy can’t do)
We currently have a panel of Insurers who we can approach to find competitive and comprehensive policies. Some Key Benefits are listed below;
• Some high street policies can provide very basic low level cover. We can provide a broader cover for your contents and possessions wherever they are in the world including accidental loss and damage (most standard policies will only cover possessions inside the home against named perils such as fire, storm, theft, flood etc.). Buildings are also covered for full accidental damage as standard.
• We can cover your valuables as long as you inform us of the overall value and notify us on individual items over £15,000. We can also cover your fine art as long as you inform us of the overall value of your collection and notify us on individual items over £25,000.
• High Value Household policies will also provide you with a complimentary survey of your property to make sure that you are covered for the right sums insured.
Most of the Insurers that we use have a flexible approach to their underwriting, such as;
• A practical approach to security.
• No excess payable on fine art or valuables claims. (not all insurers)
• Automatic cover for new acquisitions subject to an additional premium.
At LONMART we have our own claims team who are knowledgeable and highly experienced claims handlers who will deal with your claims quickly in a highly professional manner. They will see your claim through from start to finish ensuring minimal disruption for you and your family (Clients who have a standard home policy are likely to deal with a call centre in the UK or abroad).
55 Mark Lane
London EC3R 7NE
T: +44 (0)20 7204 3600
F: +44 (0)20 3070 0165